Federal Student Consolidation Loans
The Federal Student Loan Consolidation Program has no application fees and allows students to consolidate one or more eligible federal student loans into a new, single loan while paying a fixed interest rate and combining all debt into a single monthly payment.  Students can extend the repayment period up to 30 years, which can lower the monthly payment by up to 50%.

Loan types eligible for the Federal Student Loan Consolidation Program:

• Federal PLUS Loans
• Federal Direct PLUS Loans
• Federal Perkins Loans
• Federal Subsidized and Unsubsidized Stafford Loans
• Federal Direct Subsidized and Unsubsidized Stafford Loans
• Federal Supplementary Loans (SLS)
• Federal Insured Student Loans (FISL)
• Federal Nursing Student Loans (NSL)
• Health Professionals Student Loans (HPSL)
• Health Education Assistance Loans (HEAL)
• Loans for Disadvantaged Students (LDS)

Click here for more information about Federal Student Consolidation Loans.

Private Student Consolidation Loan
Consolidate your private loans into one easy-to-manage loan with significantly lower monthly payments. Our low introductory interest rate combined with our interest-only payment option can lower your monthly payment amount by as much as 45% in the first year.

Loan types eligible for Private Student Loan Consolidation:

• Any existing nationally-marketed private student loan/ loans issued to cover a borrower’s cost of attendance and other educational expenses.

Click here for more information about Private Student Consolidation Loans.

If you have a question about whether or not you are eligible for student loan consolidation, call us toll-free at (866) LOAN-566.