Discharge/Loan Forgiveness

• In the case of death of the borrower or student (in the case of PLUS loans), the loan may be forgiven.
• Forgiveness may be granted in some cases of bankruptcy.
• This may also apply if the borrower is totally and permanently disabled, as defined in the law, based on a physician's certification.
• Forgiveness may also be granted if you were unable to complete your program of study because your school closed or your school falsely certified your eligibility.
• You may also qualify if your school did not pay a refund of your loan money that it was required to pay under federal regulations.
• You may also qualify if loan was falsely certified as a result of a crime of identity theft.
• Certain teachers and child care providers may also qualify for loan forgiveness.